Santa Barbara Commercial Fund
Portfolio Lending Solutions & Investments

SBCFund delivers timely decision-making & flexibility that borrowers can “bank on” to achieve their financial objectives.  Our team brings a combined 50+ years of local commercial banking experience & contacts with local investor funding.

SBCFund is committed to servicing clients’ business financing needs in Santa Barbara and surrounding coastal communities.  Loan purposes may include:

  • Real Estate Acquisition,

  • Reposition & Improvement (Minor construction)

  • Bridge

  • Cash Out


SBCFund offers short term commercial loans of up to $10,000,000 (Most loans are $500,000-$2,500,000), primarily secured by residential & commercial real estate.  Most loans will require the guarantee of one or multiple sponsors.  SBCFund will consider business loans with other forms of collateral other than real estate


Passive returns delivered by an experienced lending team (In developing, negotiating, structuring, documenting, servicing, and collecting loans as well as policies & procedures, lending specific legal counsel, special assets, construction fund disbursement and compliance).  

"The Santa Barbara Commercial Fund is a boutique commercial lending fund that bridges the gap between traditional bank financing and private collateral based financing."

Ken Jacobsen

Owner & Managing Member of the SBCFund Management Company,


“As a banker, Ken helped provide a tailored financing structure to assist our company’s expansion into Goleta & Westlake Village” 

Brandon Cox

California Central Coast Owner/Director | CORE POWER YOGA



The Granada Tower

1216 State Street, Suite 404 

Santa Barbara, California 93101

California Finance Lender #60DBO 78048

© 2017 by SBCFund. Website Design by PrincetonNorth

All material presented herein is intended for informational purposes only.

Information is compiled from sources deemed reliable but is subject to errors.